Monday, December 31, 2012

Home building slows, but still going strong

Read full story for latest details.

Source: http://rss.cnn.com/~r/rss/money_realestate/~3/ApqDtBv3DF4/index.html

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New Record Low Mortgage Rates Not Enough to Keep Applications Up

Mortgage interest rates fell to a new all-time low this past week, according to mortgage finance company Freddie Mac, but the Mortgage Bankers Association reported a decrease in demand for mortgage applications at the same time. The average rate on a 30-year fixed rate mortgage fell to 3.31 percent, excluding points, the second week in [...]

Source: http://www.loan.com/blog/2012/11/23/new-record-low-mortgage-rates-not-enough-to-keep-applications-up/

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Home Values Decline in Fourth Quarter

McLean, VA ? Freddie Mac (OTC:FMCC) announced today the results of its fourth quarter Conventional Mortgage Home Price Index (CMHPI).

Source: http://www.freddiemac.com/news/archives/rates/2011/4qhpi10.html?attr=rssMrtR

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Home Depot Beats Street Estimates

I have been watching HD for a while now thinking about adding this issue long in my retirement account believe it or not.� Before you say I am crazy, remember that most of those foreclosed homes that now make more than 50% of all sales in the bubble states need a good amount of repair [...]

Source: http://mrmortgage.ml-implode.com/2008/11/18/home-depot-beats-street-estimates/

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Small Businesses Optimistic About Next Two Years

Despite the slow economic recovery and challenges that range from federal regulations to hiring and sustaining qualified staff, the glass is half full for up to 70% of the small business owners, including special servicers, real estate brokers and mortgage technology vendors surveyed by The Hartford Financial Services Group Inc.

Source: http://nationalmortgage04.ipd-las-icarus.iproduction.com/msn_features/small-business-survey-1027484-1.html?CMP=OTC-RSS

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How To Fix Your Credit

If you've been denied for a mortgage loan because of your credit, it's not the end of the world. Millions of Americans have credit scores lower than they'd like, and typically anything under 620 can cause you to be denied for loans. Granted, your credit score can't be fixed overnight, but there are some steps -- both short-term and long-term -- that you can take to improve your score. If follow these guidelines, you can repair your credit over time and hopefully get approved the next time you meet with a lender!

Source: http://EzineArticles.com/7364260

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Securing Mortgage Loans With Bad Credit Is Easier After Credit Restoration

Bad credit ratings affect mortgages through interest rates and affordability - two crucial areas. Getting mortgage loans with bad credit, which are affordable depends on some simple steps being taken in advance.

Source: http://EzineArticles.com/7422506

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Greece CDS sellers payout $2.89 billion to settle contracts

Hopefully this will work out in the end and this nation among others will get their budget and entitlements in order.� At the end of the day, you need to have services that match what you can tax from your people so that you are not incurring debt that can have disastrous effects in the [...]

Source: http://www.bankreorealestate.com/credit-news/greece-cds-sellers-payout-2-89-billion-to-settle-contracts.html

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Balchunas Takes a Look at Some 2012 ETF Records (Audio)

Source: http://media.bloomberg.com/bb/avfile/Markets/Analyst_Calls/v0.d8zIr8B0Q.mp3

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Balchunas on ETF That Focuses on `People in the Know? (Audio)

Source: http://media.bloomberg.com/bb/avfile/Markets/Analyst_Calls/vBWNvNXa59v0.mp3

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Mortgage Matters: Brokers complain some more

Rate prediction; more venting about mortgage regulations; confusion about HARP refis and divorce.

Source: http://www.bankrate.com/blogs/mortgages/brokers-complain-some-more.aspx

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Countrywide Loan Probe Ended by House Panel with No Action Taken

``The investigation was sought by Representative Darrell Issa, the California Republican who leads the House Oversight and Government Reform Committee. Issa said in a July report that Countrywide gave discount loans to lawmakers and Fannie Mae executives from 1996 to 2008 as the government-sponsored mortgage-finance company lobbied to block legislation that would've diminished its sale of subprime loans.''

Source: http://ml-implode.com/staticnews/2012-12-30_CountrywideLoanProbeEndedbyHousePanelwithNoActionTaken.html

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Sunday, December 30, 2012

Britt Says `Powerful Evidence? in Favor of Sector ETFs (Audio)

Source: http://media.bloomberg.com/bb/avfile/Markets/Analyst_Calls/vJiluhRxMtGE.mp3

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Vendor Keeps Enhancing REO, Data Management System

Whether users call it a one-stop shop, bounded services or component servicing, vendors are racing to leverage easy-to-use technology that can be constantly updated with new tools capable to help manage the mortgage servicing process and enhance the resale value of distressed properties.

Source: http://nationalmortgage04.ipd-las-icarus.iproduction.com/msn_features/mortgage-servicing-technology-1027372-1.html?CMP=OTC-RSS

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Refinancing? It?ll Likely Take Longer Than 30 Days

Lenders, banks and credit unions are experiencing higher aggregated volume than their normal operational capacity supports during this time of year.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/VK1VL1u1MEU/

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Five Factors To Consider When Looking For The Best Home Loans

It is an exciting time, purchasing a new home. There is so much to do but first things first, how do you find the best home loan? The easiest solution is to work with a mortgage broker who'll do all the legwork for you.

Source: http://EzineArticles.com/7394159

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James Grant Says Bond Market Is `Desert of Value?

Direct Link I love James Grant (Interest Rate Observer), not that I agree with everything he says (but I usually do), but the respect I believe he gives the people that listen to him in the form of not pulling punches just because it coudl offend someon. One of the only serious, consistent and truthful [...]

Source: http://www.bankreorealestate.com/videos/james-grant-says-bond-market-is-desert-of-value.html

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Ordinary Folks Losing Faith In Stocks

It's the first time ordinary folks have sold during a sustained bull market since relevant records were first kept during World War II, an examination by The Associated Press has found. The AP analyzed money flowing into and out of stock funds of all kinds, including relatively new exchange-traded funds, which investors like because of their low fees. "People don't trust the market anymore," says financial historian Charles Geisst of Manhattan College. He says a "crisis of confidence" similar to one after the Crash of 1929 will keep people away from stocks for a generation or more. And how many are selling because they simply need cash, either due to the recession or because they are retiring boomers?

Source: http://ml-implode.com/staticnews/2012-12-29_OrdinaryFolksLosingFaithInStocks.html

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Fed Says Low Rates To Stay Through 2015

In a recent forecast, members of the Federal Open Market Committee projected that their benchmark interest rate would be held near zero for at least the next two years, a prediction that will affect everything from mortgage rates to car loans. The Fed officials agreed that low rates are necessary to spur activity in the [...]

Source: http://www.loan.com/blog/2012/12/12/fed-says-low-rates-to-stay-through-2015/

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Tips for Preparing to Buy in 2013

Here are a few tips to get you started on the road to homeownership.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/A7pBzvtcUVQ/

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Budget for a Mortgage

Planning ahead is the best method for buying a hone. The one item most families lack is a monthly budget. Costly mistake!

Source: http://EzineArticles.com/7394687

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Mortgage Matters: The Fed, rates and loan mods

If Fed's withdrawal makes mortgage rates rise, what will happen to loan modifications?

Source: http://www.bankrate.com/blogs/mortgages/the-fed-rates-and-loan-mods.aspx

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Most Popular Posts of 2012: NFL Stars, Value-Killing Home Renovations, ?Fifty Shades of Grey? and Much More!

Homes of NFL players caught the imagination of readers as did the locale for a steamy fan fiction bestseller ("Fifty Shades of Grey").

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/m1gtFNUrYdc/

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Balchunas Says Facebook Is in About 50 ETFs (Audio)

Source: http://media.bloomberg.com/bb/avfile/Markets/Analyst_Calls/vCr2W3UPSR8Y.mp3

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Saturday, December 29, 2012

Mortgage Matters: The Fed, rates and loan mods

If Fed's withdrawal makes mortgage rates rise, what will happen to loan modifications?

Source: http://www.bankrate.com/blogs/mortgages/the-fed-rates-and-loan-mods.aspx

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Home Loans With Bad Credit: Improve Your Approval Chances

Securing home loans with bad credit is not a strange thing these days. Getting approval is easily helped by some simple steps to strengthen application, including improved credit ratings, adding a cosigner and others.

Source: http://EzineArticles.com/7424135

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American Dream homes: Prices in 9 cities

Americans aspire to own their own dream home. What you'll pay, however, varies dramatically depending on where you live.

Source: http://rss.cnn.com/~r/rss/money_realestate/~3/Rj0bPRFcf50/index.html

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Getting The Most Out Of Contract Mortgage Processors

If you have been in the mortgage processing business for a while, then the term outsourcing is probably not something that is new to you. Today, in order to thrive in the industry, you need to use the services of contract mortgage processors. This is a way for you to save capital and to get things done faster and better.

Source: http://EzineArticles.com/7388887

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Sturiale on Schwab?s ETF Strategies and Growth (Audio)

Source: http://media.bloomberg.com/bb/avfile/Markets/Analyst_Calls/vQi6idW9FKoI.mp3

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Biggest Celebrity Home Sales of 2012

From January to December, we've rounded up the most expensive celebrity home sales of 2012.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/XaOt0NP7eMU/

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Mortgage Refinance Rates: Lifting the Weight of Financial Pressure

When a mortgage becomes too expensive to maintain, renegotiating terms is the best way forward. Securing low mortgage refinance rates is the key to the success of the strategy.

Source: http://EzineArticles.com/7434402

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Mortgage Relief Problems: What You Need To Know

Anyone can tell that there are quite a few pieces of property that have either been foreclosed on or are in the process of foreclosure. There are few things that are scarier for a family than the fear of losing their home. This creates quite a desperate situation, unfortunately most mortgage relief assistance companies know this fact and pretty on these individuals.

Source: http://EzineArticles.com/7379526

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US Treasury to take steps to avoid borrowing limit

The U.S. Treasury Department will begin taking steps on Friday to delay hitting the government's $16.4 trillion borrowing limit on Dec. 31.Treasury Secretary Timothy Geithner said in a letter Wednesday to congressional leaders that the department will use accounting measures to save approximately $200 billion. That could keep the government from reaching the limit for about two months.

Source: http://ml-implode.com/staticnews/2012-12-27_USTreasurytotakestepstoavoidborrowinglimit.html

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Home Loans With Bad Credit: Advice To Improve Approval Chances

Having an excellent credit history helps greatly when applying for a mortgage. For those seeking a home loan with bad credit the challenge is greater, but there are steps to take to improve chances greatly.

Source: http://EzineArticles.com/7408748

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Securing Mortgage Loans With Bad Credit and No Down Payment

Securing a mortgage loan with bad credit is not easy, but even 100% mortgages, with no down payment, are available. Poor credit ratings and low capital no longer excludes borrowers from buying real estate.

Source: http://EzineArticles.com/7401972

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Connie Stevens Lists Holmby Hills Estate for $17.999 Million

Connie Stevens is not lacking for things to do. The 74-year-old Hollywood stalwart with a 50-year entertainment career under her belt has just released a film [...]

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/mFeXTS1saOY/

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Friday, December 28, 2012

Frank Lloyd Wright?s Staircase Home in Phoenix Saved by Anonymous Buyer

The dispute over an important Phoenix home designed by Frank Lloyd Wright has been resolved, according to the Frank Lloyd Wright Building Conservancy.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/_EFqAZKvaM4/

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Why Mortgage Loans With Bad Credit Are A Real Possibility

Approving application seeking mortgage loans with bad credit may seem strange, but lenders are careful about the risks they take. Provided the mortgage is affordable, why turn down business that can lead to greater profits?

Source: http://EzineArticles.com/7420601

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Fed Says Low Rates To Stay Through 2015

In a recent forecast, members of the Federal Open Market Committee projected that their benchmark interest rate would be held near zero for at least the next two years, a prediction that will affect everything from mortgage rates to car loans. The Fed officials agreed that low rates are necessary to spur activity in the [...]

Source: http://www.loan.com/blog/2012/12/12/fed-says-low-rates-to-stay-through-2015/

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Ways to Get Creative in a Real Estate Transaction

Here are some ways buyers and sellers can close a stalled real estate deal.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/DlhSFEA1q58/

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Mortgage Rates In Motion : Weekly MBS Prices At 5-Minute Intervals

Real-time mortgage market updates for December 28, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates In Motion : Weekly MBS Prices At 5-Minute Intervals.

Source: http://themortgagereports.com/12122/mortgage-rates-in-motion-weekly-mbs-prices-at-5-minute-intervals-31

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PA Judge Disciplined For Displaying Photos Of His Genitals

A Philadelphia Traffic judge maintains he did not intend to show photographs of his penis on his phone to a Philadelphia Parking Authority contractor. However, the Court of Judicial Discipline disagreed with his claim and found that he did intentionally show the images and immediately removed him from the bench along with other punishments.

Source: http://ml-implode.com/staticnews/2012-12-25_PAJudgeDisciplinedForDisplayingPhotosOfHisGenitals.html

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Home prices post biggest annual jump in two years

S&P/Case-Shiller home price index shows biggest year-over-year increase since spike caused by expired tax credit.

Source: http://rss.cnn.com/~r/rss/money_realestate/~3/FoDQzVUJdYY/index.html

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Buy to Let Mortgages - Ways To Save Money

Even if they say that the buy to let mortgage has lost its fame, many are still choosing this type of investment. There are benefits and advantages this one can offer. However, before going into that, it is vital to understand what this is all about as you may be investing your money to something you do not know.

Source: http://EzineArticles.com/7421630

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How To Fix Your Credit

If you've been denied for a mortgage loan because of your credit, it's not the end of the world. Millions of Americans have credit scores lower than they'd like, and typically anything under 620 can cause you to be denied for loans. Granted, your credit score can't be fixed overnight, but there are some steps -- both short-term and long-term -- that you can take to improve your score. If follow these guidelines, you can repair your credit over time and hopefully get approved the next time you meet with a lender!

Source: http://EzineArticles.com/7364260

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Sturiale on Schwab?s ETF Strategies and Growth (Audio)

Source: http://media.bloomberg.com/bb/avfile/Markets/Analyst_Calls/vQi6idW9FKoI.mp3

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The Best Mortgage Tips of 2012

With rates sitting at or below record levels all year long, 2012 has been an interesting year for mortgages. If you're thinking about diving into the real estate market -- and you want to make sure you get the best mortgage possible -- follow these 5 tips:

Source: http://EzineArticles.com/7338530

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U.S. Homebuilders Show Rising Confidence Into 2013 Housing Market

Homebuilder confidence is at a 6-year high. Home buyers may see higher home prices in 2013 as a result.

Click for the complete post : U.S. Homebuilders Show Rising Confidence Into 2013 Housing Market.

Source: http://themortgagereports.com/12072/u-s-homebuilders-show-rising-confidence-into-2013-housing-market

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Thursday, December 27, 2012

Couple Feels Taxed Out of Homeownership

As part of LearnVest's "Money Mic" series, one woman opens up about how the cost of living in New York City ? combined with a 40 percent income tax rate ? is preventing her and her husband from achieving the "American Dream."

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/aU797PubePQ/

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Mortgage Matters: Why do rates continue to fall?

Rates fall again, even as the Fed withdraws, and the mortgage world tries to figure out why.

Source: http://www.bankrate.com/blogs/mortgages/why-do-rates-continue-to-fall.aspx

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What Is A Mortgage Audit Notice?

Many homeowners are receiving mortgage audit notice letters stating that their mortgage may have been miscalculated and that they may be due a large refund. Some of these letters may be legitimate, but many are probably scams. This article will explain what a mortgage audit notice is and how to tell if it is legitimate or not.

Source: http://EzineArticles.com/7359293

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Mortgage Loan With Bad Credit: Faster Approval, Better Terms Online

Mortgage providers are not too confident lending to bad credit borrowers. But that is not to say that it is impossible for an applicant to get a mortgage loan with bad credit.

Source: http://EzineArticles.com/7377921

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How Much Home Can I Afford?

There are two accepted ways to calculate your maximum home purchase price. Here's what you need to know about both.

Click for the complete post : How Much Home Can I Afford?.

Source: http://themortgagereports.com/10854/how-much-mortgage-can-i-afford

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Lower Mortgage Refinance Rates Can Lead to Financial Salvation

Mortgages create significant debt, and when tough times arrive, meeting repayments can be a killer. But with the right mortgage refinance rates applied, the weight on your shoulders can be lightened considerably.

Source: http://EzineArticles.com/7434397

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Home Loans With Bad Credit: 3 Keys To Unlocking Approval

Low credit scores no longer have the negative impact they once did, so getting a home loan with bad credit is possible. Still, there are keys to securing approval - 3 in particular.

Source: http://EzineArticles.com/7422493

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How You Can Benefit From Refinancing Your Home Loan

When you got your home loan, you will have taken into account the repayment period, the amount you needed to borrow and any additional rate that you may incur over the loan agreement. However, when you see an interest rate that is too good to resist, refinancing your loan will always seem like a good option.

Source: http://EzineArticles.com/7414064

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Low Mortgage Rates, Rising Home Values Fell Loan Delinquency Rates

Fewer homeowners are expected to be mortgage-delinquent next year. Rising home values and low mortgage rates are helping the economy.

Click for the complete post : Low Mortgage Rates, Rising Home Values Fell Loan Delinquency Rates.

Source: http://themortgagereports.com/12051/low-mortgage-rates-rising-home-values-fell-loan-delinquency-rates

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Home Loans for People With Bad Credit: How to Improve Your Chances of Approval

Bad credit borrowers have a tough time buying a home. But it is possible to get a home loan with bad credit if the application is strong enough, and the right boxes are ticked.

Source: http://EzineArticles.com/7396150

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Get A Faster Mortgage Payoff Without Changing Your Monthly Payment

Mortgage rates are very low right now. Amortization schedules will never be in your favor like this again. Take advantage.

Click for the complete post : Get A Faster Mortgage Payoff Without Changing Your Monthly Payment.

Source: http://themortgagereports.com/7467/mortgage-prepayment-strategic

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Mortgage Matters: Feds may force mods

Feds might prohibit foreclosures until borrowers have been found ineligible for mods.

Source: http://www.bankrate.com/blogs/mortgages/feds-may-force-mods.aspx

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Wednesday, December 26, 2012

Who Can Get a Loan Through the Home Affordable Refinance Program?

Refinancing when the value of your home has declined. Many people have heard of the Home Affordable Refinance Program but have no idea what it is or if they qualify. With home values declining over the past several years many home owners have been left in difficult situations.

Source: http://EzineArticles.com/7398434

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Current, Expected Delinquency Rate Improvements Remain Weak

Weak overall improvements in the delinquency and foreclosure rate during the third quarter point to weak near-future improvement expectations.

Source: http://nationalmortgage04.ipd-las-icarus.iproduction.com/msn_features/delinquency-rate-1027575-1.html?CMP=OTC-RSS

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Home Loans For People With Bad Credit: 3 Security Options That Can Seal Approval

The availability of home loans for people with bad credit means many who believed they could not buy a home, actually can. But sometimes, something extra is needed for the lender to approve the deal.

Source: http://EzineArticles.com/7406942

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Notable Citi, Wells, BofA Tidbits?and more

Like many of you I have 10s of thousands of saved press releases from the past couple of year I like to read back through occasionally. Beginning today I am going to start posting some of the stories that seem important to me but have been blown over by the mainstream.� For a story to [...]

Source: http://mrmortgage.ml-implode.com/2008/12/03/notable-citi-wells-and-bofa-tidbits/

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Low Rates May Not Be Enough For Mortgage Market

How affordable are U.S. mortgages these days? For many months now, analysts have been saying that the combination of rock-bottom interest rates and low home prices have created a climate of extreme affordability for home buyers. In the latest report on existing-home sales, the National Association of Realtors beamed about evidences of a housing recovery. [...]

Source: http://www.loan.com/blog/2012/06/20/low-rates-may-not-be-enough-for-mortgage-market/

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Make your old house look new again

Read full story for latest details.

Source: http://rss.cnn.com/~r/rss/money_realestate/~3/4NA14r-Ji4c/index.html

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Mortgage Matters: Mortgage Matters moves and improves

Bankrate blogs have moved to a new, improved platform. Thanks for reading Bankrate.com!

Source: http://www.bankrate.com/blogs/mortgages/mortgage-matters.aspx

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As Servicers Catch Up With Foreclosure Starts, New REOs Likely to Affect Prices

Foreclosure start rates on securitized, severely delinquent residential mortgage loans increased to over 10% a month and closer to historical averages, according to the latest RMBS Performance Metrics report from Fitch Ratings.

Source: http://nationalmortgage04.ipd-las-icarus.iproduction.com/dailybriefing/2010_470/foreclosure-starts-increased-1027360-1.html?CMP=OTC-RSS

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Securing Home Loans With Bad Credit: A Few Tricks To Help

Applicants face extra challenges when seeking a home loan with bad credit, but credit scores do not dictate the mortgage approval process. There are even some tricks that can help in securing approval.

Source: http://EzineArticles.com/7421194

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Fannie, Freddie halt foreclosures for the holidays

Mortgage giants, Fannie Mae and Freddie Mac, pledged not to foreclose on delinquent borrowers during the holiday season.

Source: http://rss.cnn.com/~r/rss/money_realestate/~3/jyEGGTk7miY/index.html

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Low Rates May Not Be Enough For Mortgage Market

How affordable are U.S. mortgages these days? For many months now, analysts have been saying that the combination of rock-bottom interest rates and low home prices have created a climate of extreme affordability for home buyers. In the latest report on existing-home sales, the National Association of Realtors beamed about evidences of a housing recovery. [...]

Source: http://www.loan.com/blog/2012/06/20/low-rates-may-not-be-enough-for-mortgage-market/

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Luxury winter getaways for less

Vacation home prices have fallen almost 40% since the peak and the bargains are attracting buyers, especially at the high end of the market. Here's a sampling of deals you can find in winter vacation hotspots across the U.S.

Source: http://rss.cnn.com/~r/rss/money_realestate/~3/UZv8fx7safM/index.html

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Tuesday, December 25, 2012

Home Loan With Bad Credit: Steps to Strengthen Your Application

Bad credit borrowers face a big challenge in securing financing to buy a home. But getting affordable home loans with bad credit is possible, especially if some measures are taken to strengthen the application.

Source: http://EzineArticles.com/7414053

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Read Reviews About Lenders and Home Builders Before Grabbing the Loan Opportunity

If you have proper income, you must invest in Singapore. Reading reviews about the concerned lending companies and home builders will prove to be of great help. Get in touch with web surfing and have knowledge about the real issues that may arise in future in relation to lending companies and home builders.

Source: http://EzineArticles.com/7381796

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Existing Home Sales Hit 3-Year Peak

mountain peak.jpg

Sales of pre-owned homes rose strongly in November, topping an annual rate of 5 million units and reaching their highest level in three years.

read more

Source: http://www.mortgageloan.com/existing-home-sales-hit-3-year-peak-9323

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New home sales decline 0.3% in October

Read full story for latest details.

Source: http://rss.cnn.com/~r/rss/money_realestate/~3/-XTT6pqjKvo/index.html

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Mortgage Matters: Twist in short sale rule

Treasury lays down a rule governing short sales, but will make borrowers enforce it.

Source: http://www.bankrate.com/blogs/mortgages/twist-in-short-sale-rule.aspx

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Trulia Gives Microsoft Windows 8 Users the Inside Scoop on Real Estate

Today marks a big day for the Trulia team as we announce our first collaboration with Microsoft, and issue a beautifully designed app for Windows 8 desktop and tablets. Since this is Windows biggest revamp since 1995 we couldn?t be more thrilled to be included in their app store ? especially with the new Surface [...]

Source: http://corp.truliablog.com/2012/10/25/trulia-gives-microsoft-windows-8-users-the-inside-scoop-on-real-estate/

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Top Tips for Getting a Residential Mortgage Approved

Many years have passed since Northern Rock heralded the virtual collapse, of the residential mortgage market. Sadly, lenders have no real appetite to put mortgage securities onto their books, and the chances of getting the securitisation market going right now, are nil. This means that there are far more applications for mortgages, than there are funds available to satisfy the demand. However lenders will not come out and say "we have no money", or we would have another Northern Rock on our hands! No, lenders simply make it difficult for applicants to get a mortgage, by imposing criteria that excludes many. If you are looking for a mortgage, to help give you a fighting chance of approval, I have put together some tips that may assist you. Good luck!

Source: http://EzineArticles.com/7403291

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Why You Should Refinance Your Mortgage?

One good reason you should refinance your mortgage is to lower the interest rate on your mortgage loan and save money, but it is not the only one. You can achieve far more financial flexibility and freedom if you use your mortgage loan properly. You will be able to accomplish life goals like buying a vacation home, going to college or retiring early.

Source: http://EzineArticles.com/7425273

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Dear Bloomberg: You guys are killing me

Seriously.� I am watching Bloomberg TV and they did their “fact check” segment for the GOP Presidential Debates.�� I love the idea of that but you guys got your own reporting wrong while fact checking.� I am speaking about the Newt Gingrich fact check.� (Note:� I am not a registered with any political party, I [...]

Source: http://www.bankreorealestate.com/opinion/dear-bloomberg-you-guys-are-killing-me.html

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Can a Landlord Force Tenants to Have Renter?s Insurance?

There are a lot of benefits to both the landlord and the renter as a result of the tenant having a policy.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/VVyfltjS8NA/

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Fed Hopes to Lower Interest Rates, But Will It Help?

In order to ?support a stronger economy? and keep inflation at the right level, the Federal Reserve decided today to purchase bonds with longer maturities, while selling off its shorter-term bonds, in hopes that long-term interest rates will continue to fall. The Federal Open Market Committee announced that it will buy $400 billion worth of [...]

Source: http://www.loan.com/blog/2011/09/21/fed-hopes-to-lower-interest-rates-but-will-it-help/

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Say ?Thank You? With Holiday Tips

Even the most confident individual can be befuddled by tipping etiquette. No one wants to appear foolish or cheap by tipping incorrectly.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/UyrIHyvtEGI/

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Monday, December 24, 2012

VA Loans Offer Low Rates, Low Costs, And A Zero-Downpayment Option

VA loans can be a cheaper, faster option versus loans through Fannie Mae or Freddie Mac. See VA mortgage rates.

Click for the complete post : VA Loans Offer Low Rates, Low Costs, And A Zero-Downpayment Option.

Source: http://themortgagereports.com/12049/va-loans-offer-low-rates-low-costs-and-a-zero-downpayment-option

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Make your old house look new again

Read full story for latest details.

Source: http://rss.cnn.com/~r/rss/money_realestate/~3/4NA14r-Ji4c/index.html

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Report: Goldman Sachs CEO Buys Hamptons Home Tagged for $32.5M

Lloyd Blankfein reportedly purchased a long-listed 8,000-square-foot property in Bridgehampton, NY.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/0VWjeLAPTFw/

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Can a Landlord Force Tenants to Have Renter?s Insurance?

There are a lot of benefits to both the landlord and the renter as a result of the tenant having a policy.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/VVyfltjS8NA/

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Trulia Hires Industry Veteran Alon Chaver as New VP of Industry Services

Former iHomeFinder CEO To Expand Trulia?s Industry Operations And Enhance Data Quality We are thrilled to welcome Alon Chaver, former CEO of iHomeFinder to the Trulia Industry Team. As Vice President of Industry Services, Chaver will be responsible for the strategy and direction of Trulia?s Broker, MLS and Data teams. He will also lead Trulia?s [...]

Source: http://corp.truliablog.com/2012/12/04/trulia-hires-industry-veteran-alon-chaver-as-new-vp-of-industry-services/

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Report: Goldman Sachs CEO Buys Hamptons Home Tagged for $32.5M

Lloyd Blankfein reportedly purchased a long-listed 8,000-square-foot property in Bridgehampton, NY.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/0VWjeLAPTFw/

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Response to Goldman CEO Lloyd Blankfein?s Bloomberg TV interview

This is not pointed at Goldman Sachs per say or Lloyd directly.�� I do feel that we treat grey areas in business endeavors as morally okay just because we may not have adapted with rules to prevent overt exploitation.�� This comment is not about that. I do have to say that Mr. Blankfein should not [...]

Source: http://www.bankreorealestate.com/opinion/response-to-goldman-ceo-lloyd-blankfeins-bloomberg-tv-interview.html

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Sunday, December 23, 2012

Buy to Let Mortgages - Ways To Save Money

Even if they say that the buy to let mortgage has lost its fame, many are still choosing this type of investment. There are benefits and advantages this one can offer. However, before going into that, it is vital to understand what this is all about as you may be investing your money to something you do not know.

Source: http://EzineArticles.com/7421630

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Leeb: Chinese Diplomat Lets Slip That Gold Is To Back The Yuan

``I was just speaking to a Chinese diplomat and I said to their diplomat, ?Your two most important commodities are water and gold.'� And this diplomat said to me, ?Yes, we need gold to back up the yuan.'� Well this diplomat realized very quickly they had made a terrible mistake in admitting that and began to back off and stated, ?No, it's not to back the yuan.� It's because of jewelry.'� But it was too late, the horse had left the barn so-to-speak.''

Source: http://ml-implode.com/staticnews/2012-12-21_LeebChineseDiplomatLetsSlipThatGoldIsToBackTheYuan.html

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HARP Mortgage for Hopeless Home Owners

The US housing bubble burst left people with many difficulties and worries in the year of 2006. Due to this crisis, a lot of people saw that the price of their new house had dropped below the mortgage price. This situation caused great distress among home owners and became a major cause of concern from the government. This program was launched in March 2009 by federal housing finance agency and it is commonly known as HARP.

Source: http://EzineArticles.com/7393814

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Tips for Acquiring and Maintaining a Mortgage!

Acquiring and maintaining a mortgage is hard enough even when you don't live in an expensive city. For most residents, getting a mortgage is considerably more difficult since the cost of living is so high. You might be able to make monthly payments, but usually not without a lot of difficulty. In order to get your mortgage approved and ready, it is important to have a number of things in order.

Source: http://EzineArticles.com/7341496

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Granite's Schermerhorn Favors Blue Chip Value Stocks (Audio)

Source: http://media.bloomberg.com/bb/avfile/Markets/Analyst_Calls/vvBkXH4vhbEM.mp3

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?It?s a Wonderful Life? Director Frank Capra?s Former Home for Sale

Just in time for the holiday season, the former home of "It's a Wonderful Life" director Frank Capra is for sale.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/56iDmEjfj5s/

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Tiny gold bars latest rage for jittery investors

``Private investors in Switzerland, Austria and Germany are lining up to buy gold bars the size of a credit card that can easily be broken into one gram pieces and used as payment in an emergency.''

Source: http://ml-implode.com/staticnews/2012-12-22_Tinygoldbarslatestrageforjitteryinvestors.html

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Mortgage Matters: Borrowers/sinners: Some is forgiven

BofA will forgive principal in a few mortgage modifications; will the practice spread?

Source: http://www.bankrate.com/blogs/mortgages/borrowers-sinners-some-is-forgiven.aspx

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5 Real Estate Resolutions for 2013

Whether you plan to buy or sell in 2013, there are some real estate resolutions that buyers and sellers can ? and should ? make. Here are five to get you started.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/n7_s8BtNdqY/

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Report: Goldman Sachs CEO Buys Hamptons Home Tagged for $32.5M

Lloyd Blankfein reportedly purchased a long-listed 8,000-square-foot property in Bridgehampton, NY.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/0VWjeLAPTFw/

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Selecting a Home Generator

It may have seemed like overkill in the past, but recent storms have forced many to reconsider the wisdom of owning a generator.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/wzsjLR9JUEo/

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Make your old house look new again

Read full story for latest details.

Source: http://rss.cnn.com/~r/rss/money_realestate/~3/4NA14r-Ji4c/index.html

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Saturday, December 22, 2012

Fannie, Freddie halt foreclosures for the holidays

Mortgage giants, Fannie Mae and Freddie Mac, pledged not to foreclose on delinquent borrowers during the holiday season.

Source: http://rss.cnn.com/~r/rss/money_realestate/~3/jyEGGTk7miY/index.html

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Consumers Looking for Mortgage, Car Loans But Credit Remains Tight

While not all parts of the economy are moving forward, things do seem to be heating up in the mortgage and car industries, as banks saw greater interest in funding for both in the past few months. According to the Federal Reserve’s latest Senior Loan Officer Opinion Survey, “significant fractions of banks reported a strengthening [...]

Source: http://www.loan.com/blog/2012/10/31/consumers-looking-for-mortgage-car-loans-but-credit-remains-tight/

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What Happens on Celebrity Moving Day

Your moving day probably does not include starting and completing the move in the middle of the night or having a dozen identical decoy moving vans at the same time. This, however, is all in a day?s work for a company that specializes in the needs of celebrities.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/S9he-9VIf9g/

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As 2013 Looms, US Housing Market Completes 13th Straight Month of Home Value Appreciation

The national Zillow Home Value Index rose to $156,200 in November, up 0.6 percent from October and the 13th monthly increase in a row for national home values.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/BYjPrqqLZ3E/

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Mortgage Matters: Those wacky mortgage kids

FHA commissioner says he's a parent guiding the kids; beware foreclosure-prevention scams.

Source: http://www.bankrate.com/blogs/mortgages/those-wacky-mortgage-kids.aspx

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How Much House Can You Get for $375,000?

This week, we?re looking at homes priced around $375,000.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/_fIJSKyWShw/

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Mortgage rates fall to record lows again

New lows set for both 30-year and 15-year fixed rate mortgages.

Source: http://rss.cnn.com/~r/rss/money_realestate/~3/nfFRR7ov_gY/index.html

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Home Loans With Bad Credit: Improve Your Approval Chances

Securing home loans with bad credit is not a strange thing these days. Getting approval is easily helped by some simple steps to strengthen application, including improved credit ratings, adding a cosigner and others.

Source: http://EzineArticles.com/7424135

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A Giant Statistical Round-Up of the Income Inequality Crisis in 16 Charts

``So, there's your crisis. And it's not something we can fix with a tax tweak for the top 2%.''

Source: http://ml-implode.com/staticnews/2012-12-21_AGiantStatisticalRoundUpoftheIncomeInequalityCrisisin16Charts.html

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Fed Says Low Rates To Stay Through 2015

In a recent forecast, members of the Federal Open Market Committee projected that their benchmark interest rate would be held near zero for at least the next two years, a prediction that will affect everything from mortgage rates to car loans. The Fed officials agreed that low rates are necessary to spur activity in the [...]

Source: http://www.loan.com/blog/2012/12/12/fed-says-low-rates-to-stay-through-2015/

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A History Of Mortgage Rates

Mortgage rates in the United States are dominated by the 30-year fixed mortgage, the benchmark interest rate for mortgages. The 30-year mortgage rate changes in response to other interest rates, namely the Federal Funds Rate set by the Federal Reserve. Since the advent of securitization, the secondary mortgage market has played an even larger role in determining the 30-year rate. The history of this rate is closely intertwined with the history of interest rates in general, particularly in the 40 years since 1970.

Source: http://EzineArticles.com/7410178

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Securing Home Loans With Bad Credit: Getting Approval Despite Poor Credit

Bad credit borrowers have it tough when seeking funds to buy a new home, but they do not face an impossible task. Approval for those seeking home loans with bad credit are good, especially online.

Source: http://EzineArticles.com/7401545

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Friday, December 21, 2012

William K. Black: Did Obama and Cameron Require HSBC to Aid the Prosecution of Tax Frauds?

``In this column I simply ask reporters to ask DOJ a line of questions. The primary question is whether HSBC, as part of its "immediate, full cooperation" committed to providing full assistance to the U.S. and the U.K. in detecting, investigating, and prosecuting tax evasion involving HSBC. Tax fraud, of course, is simply an example of the many kinds of fraud that HSBC aided or committed in addition to the three forms of felonies that were the subject to the settlement (money laundering, evading sanctions on nations (e.g., Iran), and evading sanctions on terrorists groups). My question about tax fraud and evasion involving HSBC is prompted by recent stories about tax fraud involving Greece, Switzerland and Jersey (the UK channel island and tax haven). The Wall Street Journal ran an article on December 15, 2012 entitled "EU Tax Chief: Greece Could Generate EUR10 Billion by Reducing Tax Evasion -- Report."''

Source: http://ml-implode.com/staticnews/2012-12-20_WilliamKBlackDidObamaandCameronRequireHSBCtoAidtheProsecutionofT.html

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Brooke Mueller Flips Tarzana Home

Brooke Mueller already has a pending sale on a home she bought in March.

Source: http://feedproxy.google.com/~r/ZillowBlog/~3/XcWQCet1RdA/

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The Effect of Obama's Reelection on Housing - Stay the Course

Obama's reelection means the housing market should stay the course over the next four years meaning a slow, steady recovery. Additionally, people are rediscovering the short sale as a much better alternative to foreclosure.

Source: http://EzineArticles.com/7396902

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Report Looks at Impact of Foreclosure Crisis, Recommends Future Policies

``The authors estimate that 12 million homes went into foreclosure between January 2007 and June 2012, doubling and sometimes tripling the historic foreclosure rate during any given previous quarter. Millions of homes that started the process have not yet completed it. CRL estimates that 3.3 million of owner-occupied loans originated between 2004 and 2008 completed the foreclosure process as of February 2012, with an additional 3.2 million of these loans 60 days or more delinquent or in some stage of the foreclosure.''

Source: http://ml-implode.com/staticnews/2012-12-20_ReportLooksatImpactofForeclosureCrisisRecommendsFuturePolicies.html

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